Commercial Banking Portfolio Manager - Houston, TX
- 📁
- Commercial Lending
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- Amegy Bank
- 📅
- 067669 Requisition #
At Amegy Bank, everyone counts! Your contributions are valued, and everyone is given the opportunity to grow in their career. We’re committed to doing the very best for our customers, our communities, and our employees.
We are looking for a seasoned Portfolio Manager to join our Commercial Lending Team at Amegy Tower in Houston, TX. This role will focus on managing and servicing loan portfolios, spreading and analyzing financial statements, and identifying industry risk.
Essential Functions:
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Responsible for managing and servicing a portfolio of loan relationships.
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Responsible for spreading and analyzing financial statements to assess the financial health of borrowers. Address industry risks, collateral requirements, loan structuring, and pricing to ensure sound lending practices.
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Responsible for conducting thorough credit analysis, monitoring credit performance, and preparing detailed loan presentations. Evaluate the creditworthiness of borrowers and make informed recommendations.
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Generate comprehensive reports on loan activities, including past dues, documentation and collateral exceptions, financial performance updates, and portfolio profitability. Ensure timely and accurate reporting to stakeholders.
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Assist Relationship Managers in maintaining and servicing existing client relationships, providing exceptional customer service and support to meet their financial needs.
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Assists Relationship Managers with credit requests, providing financial analysis and recommendations to facilitate decision-making.
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Responsible for expanding, building, and maintaining client relationships, providing the highest level of customer service.
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Cross sell other bank products.
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Performs other duties as required.
Qualifications:
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Requires a bachelor’s degree in General Business, Finance, Accounting, Commercial Banking or equivalent/relevant program and 5+ years’ directly related experience preferred. A combination of education and experience may meet qualifications.
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Skilled in conducting thorough credit analysis, and monitoring credit performance.
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Demonstrate strong commercial loan underwriting skills, with extensive experience in preparing and presenting credit memos. Ensure that credit memos are thorough, well-structured, and provide a clear rationale for lending decisions.
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Capable of preparing detailed loan presentations and formulating insightful questions to discuss with relationship managers and clients, ensuring a comprehensive understanding of their financial needs and business operations.
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Limited use and/or application of basic principles, theories, and concepts.
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Basic knowledge of credit analysis; spreading and analyzing financial statements; credit scoring; loan documentation.
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Experience with bank loan and deposit systems
Benefits:
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Medical, Dental and Vision Insurance – START DAY ONE!
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Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance
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Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
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Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays
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401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
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Mental health benefits, including coaching and therapy sessions
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Tuition Reimbursement for qualifying employees
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Employee Ambassador preferred banking products
This position will be open until filled.
To review our Benefits Summary click here.
All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.
Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.
It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.
Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at careers@zionsbancorp.com or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.
Click here to view our EEO Statement.
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