January 2026 Houston Banker Development Program: Portfolio Manager Career Path

About Our Company 

By joining Amegy Bank, you will become part of a trusted community-focused banking team, serving industry-leading financial tools and solutions. With more than 75 locations across Houston, Dallas-Fort Worth, and Central Texas, Amegy is dedicated to serving Texas communities, families, and businesses of all sizes. Amegy Bank’s unique approach allows local management to lead through community connections and business insights, offering the stability and support of a large bank, but with the grassroots relationships, agility, and empowerment of a community bank. 
  
Having grown from some 20 employees to more than 1,000 statewide over the span of 30 years, Amegy Bank has maintained an “Everyone Counts” culture in which differences are valued and respected, and all employees are encouraged to contribute to business objectives. Ideas are always welcome, and opportunity is never far away. Join us and contribute what makes you unique. 

For more information: www.amegybank.com/personal/careers/early-career 

Banker Development Program 

The Amegy Bank Banker Development Program (BDP) Portfolio Management path is a rotational credit and underwriting training program designed to provide a solid foundation in the basics of banking.  

The program’s Portfolio Management path develops Credit Analysts into well-rounded bankers with strong underwriting, portfolio maintenance, risk management and communication skills. It offers a defined career path which begins with classroom training followed by rotations through various lending and underwriting departments and builds into a Portfolio Manager. 

The BDP challenges Credit Analysts to grow and develop their skills at a set pace, empowering graduates to launch their career in banking.  

QUALIFICATIONS 

Minimum Requirements (please make sure you meet each of these before applying) 

• Undergraduate or graduate major in Business or Economics (undergraduate Finance and Accounting majors preferred) 

• Minimum overall GPA of 3.0 

• 6 hours of accounting courses (9 hours of accounting courses, including Intermediate Accounting I, preferred) 

Additional Qualifications 

• Excellent communication, presentation, and interpersonal skills 

• Detail oriented, organized, analytical, with proven problem-solving abilities 

• Leadership skills and community involvement 

• Highly motivated, self-starter attitude 

• Internship/prior work experience   

Please attach a RESUME (including current GPA and anticipated graduation date) and a current unofficial TRANSCRIPT (showing all classes) to your application.  

PROGRAM PHASES:  

Phase 1: Initial Training Phase 

1A: Classroom 

Classroom training at Amegy Bank’s headquarters in Houston for 4.5 months. Credit Analysts attend 5 weeks of training at Zions Technology Center in Midvale, Utah.  

TOPICS COVERED  

• Banking and analytical concepts 

• Bank-specific system and operational training 

• Self-study courses to teach the analytical process and decision-making techniques needed to make sound credit decisions  

• Credit underwriting 

• Assignments based on case studies 

• Professional etiquette and sales training 

• Introductions to senior management 

• Soft skills training  

1B: Credit and Special Assets Group Exposure 

Cumulative Credit and Special Assets Group exposure in the Houston market for 1.5 months. 

TOPICS COVERED  

• Partner with Credit Risk Officers on underwriting and credit approvals 

• Observe financial analysis and loan structuring 

• Learn portfolio monitoring and risk grading practices 

• Collaborate with Special Assets Group on problem loan management 

• Understand credit recovery and workout strategies

Phase 2: Rotations 

The rotational phase is 13-19 months of on-the-job training through assignments to specific groups in and around the Houston market. Credit Analysts will rotate through 5-7 groups, with each rotation lasting approximately 2.5 months. 

RESPONSIBILITIES 

• Collaborate with Portfolio Managers to monitor and manage existing client portfolios and shadow internal credit discussions
• Underwrite financial analysis and credit packages 

• Participate in loan approval presentations 

• Conduct periodic reviews of portfolio credit risk and performance 
• Attend seminars and ongoing training 

• Build one-on-one working relationships with high-level decision makers 
• Support credit renewals and modifications for existing clients 
• Shadow Relationship Managers in client and prospect meetings as appropriate

ROTATIONS   

• Commercial Banking 

• Private Banking 

• Corporate Banking 

• Healthcare and Not-for-Profit 
• Commercial Lending Services

Exposure to: Commercial Real Estate, Energy

Phase 3: Placement 

Placement into a lending group as an Associate takes place approximately 19-25 months after beginning the BDP, depending on number of rotations, performance, and staffing needs.  

Placement as an Associate into a lending group is the monumental conclusion to the Banker Development Program.  This placement from the Portfolio Management path is a steppingstone on an analyst’s journey to become a Portfolio Manager, responsible for underwriting, portfolio maintenance, and risk management.

CAREER PROGRESSION 

1. Credit Analyst 

2. Associate, Officer (1.5-2 years)*

3. Assistant Vice President, Portfolio Manager II (2-3 years)* 

4. Vice President (5+ years)* 

*Estimated career progression based on time after starting employment and performance.

Zions Bancorporation’s Internship and Banker Development Program positions are not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.