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Zions Bancorp/ZMSC Job Titles
Enterprise Services
053681 Requisition #

We are now accepting resumes for our Mortgage Underwriter position.  This position is located in The Woodlands, TX, Phoenix, AZ or Greenwood Villave, CO.  This position is eligible for remote work.  The ideal candidate for this position will have the skills and experience necessary to: 

  • Be responsible for reviewing, analyzing, underwriting, evaluating and for approving or denying mortgage residential loan applications according to the company's guidelines, business and credit standards as well as applicable laws and regulations.
  • Review documents and forms within system.
  • Be responsible to review and analyze income, asset, credit documentation, credit reports, salary and employment history, debt ratios and loan to value information to determines a borrower's creditworthiness.
  • May also evaluate the value of the subject property.
  • May recommend terms of loan.
  • Gather information as necessary to make sound decisions.
  • Respond to affiliate banks, loan center and branch personnel on lending decisions and issues.
  • Be responsible and accountable for risk by elevating concerns and following policies and procedures.
  • Keep abreast of federal and state laws and regulations relating to consumer lending.
  • Other duties as assigned.


  • Requires an Associate’s degree and 1+ years’ experience with mortgage associated lending, credit reports and documentation or other directly related experience
  • An equivalent combination of education and experience may meet qualification
  • Extensive knowledge of consumer/mortgage credit, credit reports, lending and underwriting concepts, practices and procedures
  • Ability to review and analysis analyze income, assets, credit documentation, credit reports, debt ratios and loan to value information
  • Working knowledge of federal and state laws and regulations relating to consumer lending
  • Ability to make sound decisions
  • Must have strong customer relations and communication skills, both verbal and written
  • Ability to underwrite a high volume of loan applications maintaining accuracy and consistency
  • Strong attention to detail
  • Ability to handle confidential material in a professional manner
  • Working knowledge of a various related software applications, including spreadsheets, word processing, etc.

Pay range (depending on experience): $25.00 - 50.00, Eligible for Incentive Plan

To review our Benefits Summary click here.


Zions Bancorporation and its affiliates and divisions (“Zions”) is an equal opportunity employer which prohibits all forms of discrimination and harassment. Zions is committed to the principle of equal employment opportunity for all employees and employment candidates and to providing a work environment free of discrimination and harassment. All employment decisions at Zions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, ethnicity, sex, sexual orientation, gender identification, age, national origin, pregnancy, veteran status, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Zions will not tolerate discrimination or harassment based on any of these characteristics. Zions encourages applicants of all ages.


It is Zions’ policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.


Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site.  You can request reasonable accommodations by contacting us at careers@zionsbancorp.com or 801/844-7628.  Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.


Click here to view our EEO Statement.


Click here to view applicable Federal, State and/or local employment law posters.

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Amegy Bank a division of Zions Bancorporation, N.A. Member FDIC