Portfolio Manager/Commercial Underwriter - Houston or San Antonio, TX
- 📁
- Specialty Banking International
- 💼
- Enterprise Services
- 📅
- 067768 Requisition #
Amegy Bank is seeking a Portfolio Manager to join the International Banking team in Houston or San Antonio, TX. International Banking is a full-service lending group specializing in financing solutions for exporters, importers, U.S. subsidiaries of foreign companies, and international corporates.
The ideal candidate will possess the skills and experience necessary to:
- Manage all phases of the credit approval process.
- Prepare comprehensive credit memos analyzing financial statements, market risks, guarantor strength, and loan structure to assess creditworthiness, while ensuring compliance with internal credit policies and regulatory requirements.
- Oversee an assigned portfolio, including monitoring for delinquencies, matured loans, collateral, financial statements, borrowing base and covenant compliance, risk grading, and monthly reporting.
- Collaborate effectively with clients, peers, credit officers, and senior management.
- Stay informed on financial and market trends affecting the portfolio and assess their impact.
- Identify early warning signs and proactively manage deteriorating credits or emerging risks.
- Perform additional duties as assigned.
Qualifications:
Bachelor’s degree in Finance, Accounting, Business, or a related field. Minimum of two years of experience in commercial loan underwriting, credit analysis, or a related area. Equivalent combinations of education and experience may be considered.
- Strong knowledge of commercial lending, credit analysis, financial statement interpretation, risk assessment, credit monitoring, and loan documentation.
- Formal credit training is preferred.
- Familiarity with banking products, services, policies, procedures, and regulatory frameworks.
- Proficiency in underwriting, financial modeling, valuation, and policy compliance.
- Excellent communication skills—both written and verbal.
- Strong organizational, analytical, and problem-solving abilities.
- Ability to manage deadlines and prioritize effectively.
- Proficiency in Microsoft Office applications, including Word and Excel.
- Fluency in Spanish is preferred.
Benefits:
At Amegy Bank, we strive to create value for our customers, communities, employees, and shareholders. As a member of our team, we recognize the essential role you will play in our success. Our benefit plans are designed to help protect the health and well-being of you and your families, while helping you grow in your career.
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
- Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees
- Employee Ambassador preferred banking products
This position will be open until filled.
To review our Benefits Summary click here.
All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.
Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.
It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.
Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at careers@zionsbancorp.com or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.
Click here to view our EEO Statement.
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