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State Credit Administrator (Amegy Tower) - Houston, TX

Zions Bancorp/ZMSC Job Titles
Enterprise Services
052045 Requisition #

Did you know that Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven’t forgotten who keeps us in business, meaning we’re committed to the success of our customers, and our employees. Here, the possibilities are endless – come for a job, stay for a career.


Zions Bancorporation is currently hiring an experienced State Credit Administrator in Houston, Texas. The ideal candidate will have the following skills and experience:

  • Responsible for approval of commercial, leasing, real estate, dealer, etc credits.
  • Assists with underwriting, analyzing, structuring, prescreening and approvals.
  • Identifies deteriorating trends in credit quality and suggests downgrades as necessary.
  • Monitors specifically identified credits for concerns or problems as assigned.
  • May train and mentor lending staff.
  • May attend and participates in credit committee meetings.
  • Other duties as assigned.


  • Requires a bachelor's degree in finance or accounting and 6+ years’ of directly related financial services experience with strong credit institutional experience.
  • Experience in structuring and underwriting a wide variety of lending credit transactions.
  • Loan workout and problem loan management experience.
  • A combination of education and experience may meet requirements.
  • Employs advanced knowledge as a generalist or specialist of all areas of structuring and underwriting a wide variety of lending credit transactions.
  • Working knowledge of loan workout and problem loan management.
  • Good leadership skills.
  • Solid oral and written communication skills with all levels of the organization.
  • Working knowledge of regulatory issues.
  • Ability to identify, analyze, summarize, derive conclusions and provide relevant recommendations on a variety of issues.
  • Strong proficiency in MS Office products.
  • Sound business judgment, change management, and process improvement skills and people development.
  • Strong work ethic, commitment to responsibilities, and demonstrated ability to speak candidly to management in a tactful manner.
  • Ability for regular travel to various affiliate locations for direct contact with affiliate management, credit, line, loan administration and work-out officers.

To review our Benefits Summary click here.


Zions Bancorporation and its affiliates and divisions (“Zions”) is an equal opportunity employer which prohibits all forms of discrimination and harassment. Zions is committed to the principle of equal employment opportunity for all employees and employment candidates and to providing a work environment free of discrimination and harassment. All employment decisions at Zions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, ethnicity, sex, sexual orientation, gender identification, age, national origin, pregnancy, veteran status, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Zions will not tolerate discrimination or harassment based on any of these characteristics. Zions encourages applicants of all ages.


It is Zions’ policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.


Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site.  You can request reasonable accommodations by contacting us at careers@zionsbancorp.com or 801/844-7628.  Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.


Click here to view our EEO Statement.


Click here to view applicable Federal, State and/or local employment law posters.

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Zions Bancorporation d/b/a Amegy Bank